Terms of Service

Last Updated: 2026

Welcome to Creative Gardens By Steve ("we," "us," "our," or "Website"). These Terms of Service govern your use of our website located at creativegardensbysteve.com and all associated content, services, and features (collectively, the "Service").

1. Acceptance of Terms

By accessing and using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, you must not use this Website. Your continued use of the Website constitutes your acceptance of these terms and any modifications we may make from time to time.

2. Site Purpose

Creative Gardens By Steve is an informational and review website dedicated to providing educational content, comparisons, and reviews of online casinos accepting PayID. We are NOT a gambling operator and do NOT offer, operate, or facilitate gambling services directly. We do not accept wagers, manage player accounts, process payments, or provide gambling platforms. Our Website serves solely to inform and educate visitors about online casino options and services available in Australia.

3. Age Restriction

The use of this Website and access to gambling services is strictly restricted to individuals who are at least 18 years of age or the applicable minimum legal gambling age in their jurisdiction within Australia, whichever is greater. By using this Website, you represent and warrant that you meet these age requirements. We do not knowingly permit access to individuals below the legal gambling age.

4. Disclaimer

The information, reviews, and comparisons provided on this Website are for informational purposes only and are provided on an "as-is" basis. While we endeavor to ensure accuracy, we make no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of any information on this Website. Casino offerings, terms, features, bonuses, and policies are subject to change without notice.

You acknowledge that information on this Website may be inaccurate, outdated, or incomplete. We strongly recommend that you independently verify all information directly with the relevant casino operators before making any decisions or creating accounts. We are not responsible for any discrepancies between information displayed on our Website and information provided by casinos themselves.

5. Affiliate Relationship

Creative Gardens By Steve is an affiliate website. We earn commissions and other compensation from online casinos and gambling operators when users click through our links and sign up for accounts or make deposits. This affiliate relationship may create a financial incentive for us to promote certain casinos or services.

Notwithstanding our affiliate arrangements, we endeavor to provide honest and balanced reviews and comparisons. However, you should be aware of our financial relationships when reading our recommendations. We encourage you to conduct your own independent research and due diligence before selecting any casino operator.

6. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, articles, reviews, and software, is the intellectual property of Creative Gardens By Steve or our content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, transmit, modify, or use any content from this Website without our prior written consent, except for personal, non-commercial viewing purposes.

Unauthorized use of any content may violate copyright, trademark, and other applicable laws and may result in legal action.

7. Limitation of Liability

To the maximum extent permitted by Australian law, Creative Gardens By Steve and its owners, operators, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising from or related to your use of this Website or reliance on any information provided herein, including but not limited to:

Our total liability to you for any claim arising from this Website or these Terms shall not exceed AUD $100.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Australia, without regard to its conflict of law principles. You consent to the exclusive jurisdiction and venue of the courts located in Australia for the resolution of any disputes arising from these Terms or your use of this Website.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to this Website. Your continued use of the Website following the posting of revised Terms constitutes your acceptance of the revised Terms. We recommend that you review these Terms regularly to stay informed of any updates or changes.

10. Contact

If you have any questions, concerns, or complaints regarding these Terms of Service or the Website, please contact us at:

Email: legal@creativegardensbysteve.com

We will make reasonable efforts to respond to inquiries within 14 business days.